Anna Child Group

Buyer’s Preparation

Buyer’s can prepare to buy a house by first getting their finances in order. Make sure you are up to date on your income tax as well as any property tax you may have had or currently have. Check your credit to make sure it is accurate. If anything shows that shouldn’t, take steps to clear it up. You can do this by contacting the company that appears on the report.

Start shopping for a lender. Compare what they offer and the fees you will be charged. Be sure to ask questions! Please double-check your budget! Don’t just see how much you can get in a loan. Make sure you will be comfortable paying that amount each month. You don’t want to be house poor where you have a great house but no money to do anything else with.

Make lists of your must haves in a home and a wish list! When you start looking at homes, don’t be surprised that you will be making tweaks to your list.

Meet with a few Realtors if you don’t already have one. Make sure that they communicate well with you. Communication is a big part of having a good home buying experience. You will be well on your way and prepared to find your new home!